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Buyers, or Card Holders, start the card payment process by presenting their card at a card-accepting Merchant
Merchants, or Suppliers, provide goods or services to the Buyers, and accept payment by card in return
Merchants process transactions via a Gateway. The Gateway has the relationship with the Acquirers and is able to pass the transactions to them for processing. A small number of Gateways, including ITS, enable the passing of additional (Level 3) data for Purchasing Card transactions
Acquirers, also called Acquiring Banks or Merchant Banks, act as the banking partner for the Merchant, and facilitate the processing of the transactions and movement of funds
Card Schemes are payment networks, e.g. Amex, MasterCard and Visa, that facilitate the interaction between Issuers & Acquirers
Issuers are the financial institutions that issue payment cards to Card Holders
Buyers also end the payment process, which starts over the next time they pay by card
Accept Credit, Debit & Purchasing Card Payments for mail or telephone orders from anywhere with internet access.
A secure, hosted payment page for eCommerce, Back-Office or Card Capture, supporting Credit, Debit & Purchasing Cards.
Store card details against a Card Alias or Token for subsequent use across the ITS Gateway. All card details are stored in our PCI-DSS-accredited environment.
Providing payment services for your in-store/in-person ‘Chip and PIN’ payments.
Process Credit, Debit & Purchasing Card Payments in bulk with simple file upload tools and easy to use reporting.
Real-time authorisation with full integration for ERP and Back-Office platforms and alternative payment processes, such as DTMF.
Also referred to as ‘Push Payments’, this solution sees the payment-process initiated by the Buyer.
Bespoke payment and enhanced data solutions for the Airline, Travel & Car Hire industries.